My home was for sale for 9 months. We entered into a "short sale" agreement with Ocwen. Our realtor had offers. We jumped through
hoops for Ocwen. We finally had to get a lawyer but they wouldn't even talk to him. All we ever talked to was
foreigners from India. Today our home was sold at auction and guess who bought it for $100?? They did. I pushed and pushed and finally some guy told me they "wanted" my house and it is better for them to keep it and will make money on it when the market picks up. They had no intention of selling it or looking at my offers. I am so mad at organized banks . . . Our realtor, lawyer and ourselves went through all the
motions, met all their requirements and in the end they "just wanted my house". Where does that leave me? With a
foreclosure on my record all because they wanted my house and wouldn't consider selling it. We lost $40,000 and have ruined credit all because we trusted them to care about the customer and do what is best for the customer. Hogwash. They have made billions each year off taking peoples homes - yet they are a major supporter of a group that looks out for minorities getting homes! The average hard working American able to afford
American dream is now the minority. What about us? Forget those piddly "stimulus" checks - Be careful who you trust . . .
1. Written by Debbie, on 16-05-2008 16:17
I wanted to add that why isn't OUR so-called government doing something about crooked banks and mortgage companies like Ocwen? Is the government giving them the right to steal? A person's home is probably their most important and cherished posession and companies like Ocwen are stealing our homes from us. Hello Mr. Government! Are you there?? What are we paying taxes for?!?!
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2. Written by Debbie, on 16-05-2008 16:13
We went through a similar situation as you did. As far as we knew we were on time and had no problems then bam one day our name was in the newspaper with a foreclosure/auction notice. We had no warning no nothing. We were mortified. Ofcourse we found the notice on a Saturday and simmered untile that Monday morning when I called and was told by an Ocwen employee no worries it was an error and that there would be a retraction printed and all would be well. Well it didn't go down that way. We kept looking for the retraction in the paper, wow no retraction. We contacted the court and the auctioneer and no record of a sale cancellation. The day of the auction we are finally told there was no retraction and that infact we were 7 months behind. I said NO I HAVE CANCELLED CHECKS!! Come to find out they dug up some old judgement from 2000 and when it was placed on our house, they backed the amount of the lien out of our payments. Again we were mortified. I begged and pleaded to stop the sale so we could straighten this mess out. They said no and the sale went on. This took place on March 17, 2008. I immediately contacted our attorney and he got on it. The worst experience anyone can ever have is hearing your property auctioned off on the courtsteps of the local court. We went to the sale and no one bid so the bank bought it back. Now Ocwen claims to never have heard of the employee who told me no worries and that employee even sent me a retraction through my email which was fraudulent. I have never delt with a company like this before. We now have our attorney working on this and we filed a lawsuit and plan to take Ocwen to the ringer. That doesn't end the story there, though! A couple of weeks ago we are notified that our house is in the newspaper AGAIN up for auction on May 9, 2008. After going through a mess of crap they took almost $14,000 out of escrow to pay off this so-called lien and lawyers fees and whatever else they decide to charge us for. They stopped the second sale and we are now about to begin the fight of our lives with these idiots. We have a really good attorney and they do not intimidate him. I feel for ANYONE who has to fight these bastards on their own. If anyone wants to share their story with me, please email me at debbiels1979@aol and I would LOVE to let my lawyer read other people's horror stories. I really do feel for everyone under Ocwen's/Satan's reign...
PS. We have Ocwen by the you know whats because they just realized that we live up a long lane and the lane is NOT apart of our property and belongs to a family member. Therefore, there is NO RIGHT OF WAY to the property!!! To say the least, Ocwen is PISSED!!!
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