I agree with all these complaints!!, I never knew what I signed, I took out a mortgage in 2004, to pay hospital bills after my son passed away from Cancer at the age of 24 years old. default,They waited almost a full year of me paying the regular mortgage, to send me a letter of forclosure, I was never notified prior of the interest rate increase!!
Boy!!did the charges start piling up!!
Filed bankruptcy to save my home, made matters worse!!! It increased again and again, until I really couldn't afford it anymore. I've written e-mails, letters and phone calls and I cant get any help.