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I have been paying my loan on time and have excellent credit now. I didn't when I first started with these types of mortgage companies.

I got sold to different companies one being homeward who sold me to Ocwen. Now Ocwen is trying to either kick me out or obtain my home. Every 6 months they raise my interest. I am paying in the 7's now for interest when I should be in the high 3's with my credit score.

My dilemma is I don't have the few thousand that it will cost to remortgage. I have written them this that I am in the process of saving to do so but they keep raising the rate which up my mortgages which takes away money that would have gone towards refinancing.

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