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Stands for Real Estate Settlment Procedure Act(Respa)! Was created to protect the right of consumer.

Section 6 of the Respa gives you certain consumer rights. This section focus on the following items:

Notices- regarding the transfering of you loan to new servicer.

Payment/late Fees issues- regarding the transfer.

Written dispute/consumer reporting agencies issues/or servicers in violaton of some of the above mentioned rights.

Homeowners can use the "Qualified Written Request" right, to their advantage. If used correctly, homeowers can even go as far as "rescinding" a morgage loan! Read,it can safe you headaches and money!

Review about: Ocwen Loan.

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