Ocwen - Notice of Default 20 days from loan transfer
We received notice on 12/17/09 that our loan with Cenlar had been transferred.Notice from Ocwen on 12/21/09 that payments go to Ocwen.
By 1/25/10 we received a Notice of Default and that we had past due payments of over $8,000 (payments were $1,100 a month), due immediately. Late fees, property inspection fees, title report fees have been tacked on each month. We have sent 3 letters disputing amounts since February. Got word yesterday that house will be auctioned next week.
Ocwen's auto payment system states they received "cost and fee information requests on 7/9 and will respond within 15 days." Guess what - that was 4 days ago and nothing! No return phone calls. Mortgage insurance company tells me loans transferred from Taylor, Bean & Whitaker to Cenlar to Ocwen are wrought with problems, but they can put us into loan modification application. So their legal counsel will run around reacting to Ocwen's false info rather than demand Ocwen substantiate it's figures.
Ridiculous!We're contacting Attorney General and Department of Justice today.