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Will Ocwen refinance a mortgage if the home is in foreclosure but protected by Chapter 13 bankruptcy for another 6 months?

We declared bankruptcy in Jan 2013 Chapter 13 to prevent a foreclosure due to nonpayment.We are successfully completing our bankruptcy program but are behind on mortgage payments.

We want to keep our home which we bought in 1998. We are 70 years of age and retired.

Our payment is $740; we could afford $1500 to catch up and stay current, but we don't know if Ocwen will refinance or even talk to us since we have had no communication with them since 2013.We are 12 months behind.

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